Job vacancy Asst Manager/ Manager, Risk & Credit

Asst Manager/ Manager, Risk & Credit Posting Date : 15 Mar 2024 | Close Date :13 Jun 2024 

Client Background:

Our Client is a growing independent financial services group incorporated in Malaysia offering a suite of innovative bespoke financial solutions to its clients

Location: KL

Tenure: Permanent role

Salary: Basic Salary

Duties and Responsibilities:

· Managing the entire credit application process from application to providing recommendations to the approving committee;

· Assessing credit worthiness of the credit applications, analysing current risks and identifying potential risks that could impact the company;

· Communicate within the departments in assessing and establishing credit limits as well as determining its financial eligibility to the financing;

· Implementing an overall risk management process for the organisation, which includes an analysis of the financial impact on the company when risks occur and provide on-the-ground solutions for it;

· Leading a due diligence to the relevant parties involved i.e. Client, Contract Awarder, Supplier by meeting, calling and visiting;

· Supervising the team members in handling the processing of the credit applications including legal documentation relevant to the financing;

· Equal distribution of credit portfolios based on limit and nature of the contracts within the team whilst working with other department to achieve efficiency;

· Overseeing the general health of the financing portfolio including periodic check on the repayment and the contract performance, which will include liaising with the Client, Contract awarder and Supplier;

· Participate in enhancement of operational risk policies to minimise credit losses and preventing failed internal control processes;

· Monitoring the performance of the team against the key performance indicators set; and

· Develop and drive a sound, open and pro-active risk culture, working closely and collectively with functional units to support management in ensuring all key risks are reported and properly managed.

Job Requirements:

· Minimum Bachelor's Degree holder in Accounting, Finance, Economics, Business, Law, Banking or equivalent qualification

· Holder of professional qualification in Accounting, Finance, Banking, Credit and Investment Management field such as ACCA, CIMA or CFA is preferred

· Strong analytical and problem solving skills in the field of accounting and finance

· Knowledge in financial products offered by non-bank financial services such as Factoring, Insurance, Leasing, Trade Credit business or in other sub-sector of finance field such as investment or asset management will be an added advantage

· Minimum 5 years work experience in the areas of credit management, risk management, risk control, business proposal and credit evaluation or similiar loan and transaction approving role

· Strong leadership skills and able to motivate the team

· Good report writing skills including preparing presentation on portfolio requirements to the management committee

· Good command of spoken and written English and Bahasa Melayu

· Ability to work independently and take initiative to communicate with other department colleagues including clients to troubleshoot matters.

If you are interested in the position, kindly apply directly online by clicking on the “Apply” button. Thank you.

Sub Specialization : Finance;Audit & Risk Type of Employment : Permanent Minimum Experience : 5 Years Work Location : Kuala Lumpur

13 Jun, 2024 (45 days left)